Business Insurance

Business and commercial insurance

Get a Quote for Your Business
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Only available in Ontario and Quebec.

Protecting your business from start to success


Owning a business or starting a new business is an investment of time, money, and energy. You want to make sure that you and your business are protected through every stage of growth, and Orbit can help with that. A tailored insurance policy can go a long way to help you manage your risk. 


Let Orbit worry about the insurance so you can get back to the work you love. Whether you own a restoration shop, dealership, small retail business, storage facility, or a distributing warehouse, Orbit has insurance options to keep you on the right track and protect your investment. 


Get a Quote for Your Business


Only available in Ontario and Quebec.

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A restaurant owner reviewing his inventory on a tablet at the front counter.

Discover service that revolves around you


Our friendly, knowledgeable brokers are ready to help you find the best coverage for your plans, at the best rate. Here at Orbit, we have expertise in every industry and insurance options for:

  • Retailers
  • Distributors and wholesalers
  • Entrepreneurs of all kinds
  • Service companies
  • Garages and car dealers
  • Collector car museums
  • Manufacturers
  • Nonprofit organizations
  • Professionals
  • Real estate owners
  • Restaurants
  • Technology
  • Public and private carriers
  • Self-employed workers


Don’t see your business listed above? Contact an Orbit insurance broker today to learn more about the coverage you need. Orbit can help find insurance for just about any type of business.


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Only available in Ontario and Quebec.

Your small business matters


Starting a small business can feel daunting, especially when it comes to choosing the right insurance to protect what matters most. At Orbit we’re insurance experts. 


Let us worry about the insurance so you can focus on your growing business! From errors and omissions, directors' and officers’ liability, and general liability to coverage for your equipment, property, special events, and everything in between. Contact an Orbit insurance broker to learn more about Small Business Insurance.


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Only available in Ontario and Quebec.

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A restaurant owner reviewing his inventory on a tablet at the front counter.

Insurance for what matters most


Your business is unique, which means you need unique insurance to protect it well. Depending on your needs, Orbit has optional insurance add-ons to top-up your protection. 


We offer optional coverage for equipment breakdowns (computers, heating/AC, point-of-sale systems, and more), business income protection in the case of interruptions or loss, protection against crime involving counterfeit currency, forgery, and fraud, off-site equipment protection, and accidental injuries. An Orbit insurance broker can help you understand what optional coverage is right for you and your business.


Get a Quote


Only available in Ontario and Quebec.

Property, Liability, and Crime Insurance


Orbit can connect you to a wide range of business insurance. From errors and omissions, directors and officers liability, and general liability to coverage for your equipment, property, special events, and everything in between.


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Only available in Ontario and Quebec.

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Insurance for car and RV dealerships


Whether you own a dealership or are a collector car dealer, you may need additional business protection. 


With Orbit, you can keep your business running with ease knowing that you have coverage for owned or consigned vehicles, North American shipping, test drives, loss sustained from business interruption, transit, and newly acquired property. You can also access Guaranteed Value coverage for owned inventory and customers’ autos in your care, custody and control. (Some limits apply). 


Speak With an Orbit Insurance Broker


Only available in Ontario and Quebec.

A commercial storage facility filled with cars.
A family looks at a new vehicle inside a dealership.

Car storage facility insurance


Get peace of mind with Orbit


Your clients depend on you to protect their investments. Get peace of mind that you have the protection you and the cars under your care need. Contact an Orbit insurance broker to chat about legal liability coverage, guaranteed value coverage, and more. Our goal is to always ensure you feel understood, advised, and protected because at Orbit. Because everything we do revolves around you.


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Only available in Ontario.

Car Museum Insurance


Special cars require special coverage. At Orbit, we can help keep the good times rolling with protection for your collector car museum. 


Coverage can include parade use protection, agreed value coverage for collectibles on display, transit protection and more. Our insurance brokers understand a car-lover's passion. Let us take care of the insurance so you can focus on what matters most to you. 


Get a Quote for Your Car Museum


Only available in Ontario and Quebec.

Classic cars are displayed behind velvet ropes at a car museum.
A fleet of commercial trucks are parked in a lot outside.

Commercial vehicle & fleet insurance


For businesses that include a commercial vehicle or fleet, it’s important to have the right coverage to protect yourself and your employees while on the road. Our standard policy includes liability coverage in case of injury or property damage, accident benefits to provide the right health care in the event of an accident, and optional coverages to protect from theft and vehicle damage. 


Orbit also has optional coverages for businesses that involve trucking, energy, construction, and importing or exporting. Tell us about your business vehicles, and we’ll walk you through the specialty coverage that’s right for your business.


Speak With an Orbit Insurance Broker


Only available in Ontario and Quebec.

Create with confidence


Builder’s Risk and Contractors’ Insurance through Orbit provides you with the flexibility to keep your projects growing while protecting you, your employees, and equipment through every build. 


From property coverage to business income coverages, you can feel confident that your business is supported no matter what. With our knowledgeable insurance brokers, discover service that revolves around you and your business. 


Get a Quote for Your Business


Only available in Ontario and Quebec.

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New homes being framed in a development.

Protection for dream projects


We are experts in insurance, no matter the project you have been dreaming of bringing to life. 


We provide insurance options for: 

  • Civil works: Heavy equipment, tunneling, or bridgework and roadwork.
  • Commercial, industrial, and institutional projects: Office buildings, condominiums, schools, or hospitals. 
  • Residential construction for builders, project owners, or developers.


Not sure if your project or business fits within the list above? Our Orbit insurance brokers are here to help. Contact us to learn more about the coverage available for your needs. 


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Only available in Ontario and Quebec

Bond protection


Bond insurance, also known as financial guaranty insurance, protects bond issuers in the event of a bondholder’s “default” or failed payment by guaranteeing repayment of principal and sometimes interest. This means your credit score will be protected, no matter the bondholder.  


We have three different types of Bond Surety Insurance: 

  • Bid Bond: If a bond issuer refuses to enter a contract with a work provider/bondholder, Orbit will help the potential bondholder by providing financial support covering the difference between the amount of the tender and the amount of the contract, up to the amount specified in the bond. 
  • Engagement Letter: Complement to Bid Bond insurance, Orbit will help put together and issue an Engagement letter which is a written agreement that describes the business relationship to be entered into by a client and a company.  
  • Performance bond: A performance bond is issued by Orbit to one party of a contract as a guarantee against the failure of the other party to meet the obligations of the contract. 

Learn more by contacting an Orbit insurance broker.

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Only available in Ontario and Quebec.

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Protecting your business from cyber attacks


Cyber insurance may not be top of mind until an incident happens. Orbit’s Cyber Insurance is here to ensure you are never caught unprotected against cyber attacks. We are here to help manage losses caused by computer network threats such as data breaches or cyber extortion.  


Cyber insurance can help you cover certain costs incurred due to a cyberattack, including:  

  • Legal representation, 
  • Disclosure to affected parties, 
  • Hiring a firm to investigate the cause of the cyberattack, 
  • Repairing damaged networks, 
  • Data recovery whether damaged or corrupted,  
  • And more.  

Contact an Orbit Insurance Broker Today


Only available in Ontario and Quebec.

Questions about insuring your business?

Although business insurance isn't mandatory in Canada, it's highly recommended, even if you operate a home-based business. Your business is unique, and you want to ensure you have unique coverage to protect your investment. 

Get a Quote
 

You can insure a single vehicle as a commercial vehicle, or as many as you need. The exact number will determine if you need single policies or a fleet policy (5 commercially rated vehicles are required for a fleet policy).  
 

Call an insurance broker today about your specific needs at 877-976-7248, and we’ll help you find the insurance coverage that fits. 

Premiums can vary depending on your business needs, plans, and size. Orbit can work with you to find the right insurance for your needs at the best rate available. Plus, we’ll search for discounts to help keep your premiums affordable. Call us to today at 877-976-7248 to talk about your specific needs.

At Orbit, we work with insurance providers to provide business owners with protection for:  
 

  • Building, stock & equipment 
  • Machinery & equipment breakdown 
  • Electrical breakdown 
  • Computers & data processing 
  • Business interruption & income protection 
  • Crime coverage (employee dishonesty, loss of money, etc.) 
  • General liability 
  • Pollution liability 
  • Errors & omissions liability 
  • Director & officers’ liability 
  • Umbrella (excess) liability 
  • Bonds 
  • Special events & trade shows 

Call us today at 877-976-7248 for a quote. 

We provide insurance for a long list of perils, including liability, commercial auto, loss, and errors and omissions. We have expertise in every industry and insurance options for:
  • Retailers
  • Distributors and wholesalers
  • Entrepreneurs of all kinds
  • Service companies
  • Garages and car dealers
  • Collector Car Museums
  • Manufacturers
  • Nonprofit organizations
  • Professionals
  • Real estate owners
  • Restaurants
  • Technology
  • Public and private carriers
  • Self-employed workers

Don’t see your business listed above? Call an Orbit insurance broker today at 877-976-7248 to learn more about the coverage you need. At Orbit, we can help find insurance for just about any type of business.

Working with Orbit means working with a broker who is your ally. Our goal is to always ensure you feel understood, advised, and protected because at Orbit, everything we do revolves around you.

Speak with an Orbit insurance broker, call 877-976-7248.